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Courses/Law/Personal Injury Law

Mastering No-Fault Law and the Serious Injury Threshold

A deep dive into coverage, liability, causation, and litigation strategies under no-fault insurance laws.

Created byNYS Academy of Trial Lawyers
BeginnerUpdated Mar 29, 2025
Mastering No-Fault Law and the Serious Injury Threshold

What You'll Learn

check_circleLearn the core principles of no-fault insurance and the serious injury threshold under New York law.
check_circleGain insights into policy provisions, SUM coverage, and liability considerations for personal injury claims.
check_circleUnderstand how courts assess claims for fractures, significant disfigurement, and limitations of use.
check_circleIdentify common pitfalls in handling no-fault claims and strategies to mitigate legal malpractice exposure.

About This Course

Join us for this comprehensive update course covering a year's worth of changes to cases and statutes in the most popular topics for tort practitioners.

Topics List:

  • Overview of Insurance Law §5102(a) and §5102(d)
  • No-fault coverage and liability insurance considerations
  • Understanding the serious injury threshold
  • Significant disfigurement, fractures, and limitation of use
  • The 90/180-day rule and threshold applications across courts
  • Causation and preexisting conditions in no-fault claims
  • Summary judgment strategies and common defense arguments
  • Permissible proof and evidentiary challenges
  • The impact of gaps in treatment on claims
  • Discovery, bill of particulars, and motion for new trial
  • Legal malpractice risks in handling no-fault claims

Your Instructors

NYS Academy of Trial Lawyers
NYS Academy of Trial Lawyers
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The NYS Academy of Trial Lawyers is the largest statewide trial bar in the US with 5,700+ lawyer and judge members. We are committed to protecting, preserving and enhancing the civil justice system. Our highly acclaimed CLE programming features extraordinary presenters covering the most timely and important topics.

Michael  Hutter, Esq.
Michael Hutter, Esq.

Professor of Law at Albany Law School and Special Counsel to Powers & Santola, LLP

Michael J. Hutter is special counsel to Powers & Santola, LLP. As special counsel, he handles the firm’s appellate work. Michael has argued appeals in the New York State Court of Appeals, all four Departments of New York’s Appellate Division, the United States Court of Appeals for the Second Circuit, and the United States Court of Appeals for the Federal Circuit. He has argued over 400 appeals covering a wide range of subjects, including labor law, no-fault law, negligence, criminal law, matrimonial law, civil rights claims, state constitutional law, and unfair competition claims. Since 2015, he has been named in the Best Lawyers New York edition in the area of appellate practice. As a professor of law at Albany Law School, Professor Hutter’s teaching areas include evidence, NY practice, federal jurisdiction and procedure, conflict of laws, and trade regulation. His scholarship has been cited by many courts, including the First Circuit Court of Appeals, Fourth Circuit Court of Appeals, Illinois Appellate Court, Massachusetts Supreme Judicial Court, South Dakota Supreme Court, Wisconsin Supreme Court, and the Appellate Division of the State of New York, as well as by numerous academic commentators. Professor Hutter is a recognized expert in the area of evidence. He has served as an educator to the New York State Court System, invited by the New York State Office of Court Administration and its Judicial Institute to teach evidence and discuss developments in the field at its annual seminars for justices and judges throughout the state, as well as seminars for law clerks and court attorneys. Recently, he was appointed by the Chief Judge of the State of New York to act as the reporter for a special committee composed of sitting and retired judges, charged with compiling a guide to New York’s existing law of evidence that will be readily available to judges, lawyers, and the public. Professor Hutter is also the evidence columnist for the New York Law Journal, publishing a bimonthly article discussing recent New York evidence cases decided by the courts.

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Frequently Asked Questions

We are a registered provider with 327+ associations and regulatory bodies worldwide. We operate across 29 global markets including Canada, the US, Australia, and the UK. Every course page clearly displays its specific accreditations. Upon completion, you receive a professional certificate that can be validated online. Our certificates include all necessary accreditation details, credit hours, and completion dates, and are formatted specifically to meet the submission requirements of most global regulatory bodies.

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