LF logo
by learnformula
search
LearnFormula BusinessLog in
search
Courses/Law/Consumer Law

Inside Debt Collection Misconduct: Beyond FDCPA Violations

Explore common errors and compliance strategies in debt collection, covering mini-Miranda rights, harassment prevention, and FDCPA rules.

Created bySkott Bentley
4.9
(82 reviews)
BeginnerUpdated Jul 25, 2024
Inside Debt Collection Misconduct: Beyond FDCPA Violations

What You'll Learn

check_circleIdentify common errors in mini-Miranda rights and disclosures and ensure compliance.
check_circleHandle debtor cease and desist requests effectively to avoid violations.
check_circleUnderstand the complexities and legal implications of time-barred debt.
check_circlePrevent false, deceptive, and misleading representations in debt collection.
check_circleEnsure transparency and compliance in calculating interest, fees, and expenses.
check_circleImplement effective communication strategies to prevent harassment and comply with legal requirements.

About This Course

This course delves into the intricacies of debt collection misconduct, focusing on issues that go beyond the Fair Debt Collection Practices Act (FDCPA) violations. Led by Keith Barnstein, an experienced creditors' rights and collections attorney, this course provides comprehensive insights into common errors in mini-Miranda rights, handling cease and desist requests, navigating time-barred debt complexities, preventing false representations, and ensuring compliance with interest, fees, and expenses regulations.

Participants will also learn about effective communication strategies to avoid harassment, understand the CFPB's 7-in-7 rule, and manage compliance in modern communication channels. This course is essential for legal professionals and debt collectors aiming to enhance their practices and avoid legal pitfalls.

Topics List:

  • Common Errors in Mini Miranda Rights and Disclosures
  • Ensuring Compliance with Mini Miranda Requirements
  • Handling Debtor Cease and Desist Requests
  • Navigating Complexities of Time-Barred Debt
  • Distinguishing Lawful vs. Illicit Interest, Fees, and Expenses
  • Improving Debt Verification and Validation
  • Measures to Prevent Harassment While Ensuring Compliance
  • Understanding When the FDCPA Applies
  • Potential Defenses Against FDCPA Claims
  • Determining Correct Parties in Debt Collection
  • Determining the Proper Venue for Filing a Lawsuit
  • Unique Concerns in Post-Judgment Collections
  • Understanding the CFPB's 7-in-7 Rule
  • Managing Compliance with the 7-in-7 Rule

Your Instructors

Skott Bentley
Skott Bentley

Podcast Host | LearnFormula

menu_book9 courses
star920 reviews

Consultant with vast understanding and knowledge of the built environment and the Infrastructure realm, within London and the South. I focus on helping Civil Engineering Consultancies grow their business together by attracting and assessing highly sought-after talent which we engage through the power of direct video marketing and social content.

Keith Barnstein
Keith Barnstein

Associate Attorney at Markoff Law LLC

Keith Barnstein is a creditors’ rights and collections attorney with over a decade of experience throughout the financial services industry. With a focus on commercial litigation, commercial collections, and consumer collections, Keith is licensed in Illinois, the Northern District of Illinois, and the 7th Circuit. Keith is actively involved in several bar associations: Keith is the Education Committee Chair for the Illinois Creditors Bar Association (ILCBA) and was elected to the Illinois State Bar Association (ISBA) Assembly in 2024.

Credit Information

What Students Are Saying

4.9
Student's Choice
82 reviews

Frequently Asked Questions

We are a registered provider with 327+ associations and regulatory bodies worldwide. We operate across 29 global markets including Canada, the US, Australia, and the UK. Every course page clearly displays its specific accreditations. Upon completion, you receive a professional certificate that can be validated online. Our certificates include all necessary accreditation details, credit hours, and completion dates, and are formatted specifically to meet the submission requirements of most global regulatory bodies.

You May Also Like

Law: Technology Training

The Lawyer’s Guide to ChatGPT, Claude, Gemini & Copilot

star5.0(13)
1 CPD hr
Law: Technology Training

Microsoft Copilot for Lawyers (2026 Edition)

star4.9(17)
1 CPD hr
Technology, Privacy & Intellectual Property: Technology & Blockchain

Prompt or Perish: The 2026 War Room Guide to Legal AI

star5.0(3)
3 CPD hrs